Prevention and risk management
Don't wait until customers stop paying. Identify risky clients before you sign a contract with them.
The next generation of B2B risk management
Intelligent receivables management and cash-flow protection.
We combine expert know-how with advanced automation and data analytics. We streamline your processes from early prevention all the way to successful collection.
Design a tailored solutionOUR CLIENTS ACROSS INDUSTRIES
Energy
Financial services
Insurance
Service providers
Rentals
End-to-end solutions for healthy cash flow
We cover the entire receivable lifecycle — from intelligent prevention to effective collection.
Receivables management and collection
We maximise the recovery of your receivables while protecting your brand's reputation and fair relationships with clients.
Outsourcing and technology
We take over the entire agenda. You gain top-tier technology and an expert team without building your own department.
Why us
Why Smart Collectors?
Experience, a system, and a smart approach you can rely on.
We started out in 2022, but our team is made up of people with more than fifteen years of experience in finance and receivables management, in risk management across customer portfolios, and in building the applications that support that work. We work alongside an experienced legal team.
15 years of expertise, backed by modern technology and automation
We combine years of know-how from energy and finance with our own IT development to achieve maximum process efficiency.
Tailored strategy and clear results
We apply our know-how, get to know your business, and together implement the best methodologies. We measure results carefully so the value of our cooperation is visible.
Legal certainty and an ethical approach
We guarantee 100% compliance and security. We collect effectively, but always in a way that protects your brand's reputation.
Just 4 steps to effective receivables management
01
Analysis and needs audit
We examine your current processes and data portfolio in detail. The result is a precise forecast of cash-flow improvement and the potential to reduce bad debt.
02
Tailoring the solution
We prepare an individual cooperation model and propose concrete steps to streamline your internal processes, set up so our solution fits seamlessly into your business.
03
Implementation and change management
We ensure smooth rollout of processes and automation into your CRM or ERP using our IT tools (Scoringomat and Insomat). We manage the whole project professionally to make onboarding as easy as possible.
04
Reporting and continuous optimisation
Reporting gives you an overview of the debt position, receivable segmentation, and collection forecasts. We continuously evaluate the data and optimise strategies for the highest possible recovery.
Our services
A complete ecosystem for managing your finances and minimising risk.
Receivables management
Effective handling of unpaid invoices at every stage past the due date.
- Early collections
- Out-of-court collection
- Judicial and enforcement collection
Risk scoring and monitoring
Prevent debt with instant creditworthiness checks and continuous monitoring.
- Smart score
- PDF risk reports
- Insolvency monitoring
Call centre
Professional communication with your customers under your own brand.
- White-label access
- Modern technology
- High ethical standard
Consulting
Strategic process setup for long-term improvement of your cash flow.
- Process audit
- Strategy optimisation
- Workshops and training
Specialised solutions
A flexible approach built for the specific needs of large companies.
- API integration
- Power BI reporting
- Custom workflows
Receivables purchase
Immediate funds for your problematic receivables portfolios.
- Fast valuation
- Risk transfer
- Clean balance sheet
Our applications
SCORINGOMAT · Smart score
Pekárna Volavka, s.r.o.IČO 14782365A+
Vinařství Stará Hora, a.s.IČO 14782412A
Stavby Novotný & syn, s.r.o.IČO 04582116B
Truhlářství Beneš, s.r.o.IČO 14782430B-
Logistika Vltava, s.r.o.IČO 09134572D
TechServis Morava, s.r.o.IČO 06721948A
Safe Watch RiskLive · API
SMART PORTAL
Check, score and monitor your business partners
A web application for vetting business partners, with two modules. Insomat monitors legal entities and individuals in the insolvency register and the ARES business register. Scoringomat assigns a Smart score, recommends a credit limit for companies and prepares a PDF Risk report.
More about Smart Portal“We believe the best receivable is the one that never arises. That is why Smart Portal helps companies check, score and monitor their business partners in time — protecting cash flow before a bad debt ever appears.”
JK
Jan Klupka
Founder, Managing Director
Looking for an effective receivables solution or better risk management?
Let's combine our experience, processes, and smart tools into a working solution tailored to your company. Start protecting your cash flow today.
Debtor line+420 226 288 560
Client line+420 733 677 119
Registered seatVáclavské náměstí 2132/47, Nové Město, 110 00 Praha 1